Trade & Construction Debt Recovery: Fast, Firm & Professional
The trade and construction sector faces constant challenges with overdue invoices, progress claims, retentions, and payment disputes. Bluechip helps builders, subcontractors, suppliers, and construction businesses recover unpaid accounts with clear, direct, and commercially focused communication.
Common Pain Points for Law Firms
- Unpaid invoices for materials, labour, or subcontracting
- Overdue progress claims
- Retention amounts not released on time
- Disputes over work quality, scope changes, or delays
- Contractors or builders avoiding communication
- Payment terms of 30/60/90+ days forcing cashflow strain
- Difficulty keeping consistent communication records
How Bluechip Recovers Construction & Trade Debts
A firm, structured process tailored to busy trade and construction environments:
Trade Account & Invoice Recovery
- Unpaid invoices
- Partially paid accounts
- End-of-project arrears
- Multi-invoice customer follow-up
Progress Claim & Retention Recovery
- Overdue progress claims
- Retention disputes
- End-of-contract outstanding balances
- Follow-up based on contract terms
Dispute Management
- Documentation request (scope, variations, delivery notes)
- Clear communication regarding contract terms
- Professional treatment of disagreements
Practical, High-Volume Follow-Up
- Phone calls
- SMS
- Email reminders
- Formal written notices
Optional Pre-Debt Reminder Cycles
Highly effective for tradies & suppliers:
- Soft payment nudges
- Automatic invoice reminders
- Early follow-up before escalation
Pricing (Collections Commission + Optional Pre-Debt)
Collections Commission Schedule (Standard Bluechip Rates)
- 6.5% — Over $100,000
- 10% — $50,001 – $100,000
- 12.5% — $30,001 – $50,000
- 15% — $10,001 – $30,000
- 20% — $5,001 – $10,000
- 25% — $1,001 – $5,000
- 35% — $100 – $1,000
Additional Conditions
- +5% surcharge for debts older than 12 months
- Under $500: $10 + GST loading
- No recovery, no commission
Optional Pre-Debt Recovery Pricing
- 1–10 accounts: $25 + GST / month
- 11–20 accounts: $40 + GST / month
- 21–50 accounts: $70 + GST / month
- 51–100 accounts: $120 + GST / month
- 101+ accounts: Custom
Billed monthly in advance.